Five Million Voices

Should board payments from all boarders be counted when calculating a household's accommodation supplement and income-related rent, rather than only the third and subsequent boarders?

The bill amends the Social Security Act 2018 and the Public and Community Housing Management Act 1992 so that the housing contributions of all boarders (62 percent of each boarder's weekly payment) are recognised when calculating housing subsidies and income-related rent, instead of counting only the third and subsequent boarders. It aims to stop the same accommodation costs being subsidised more than once and to align the treatment of board and rent payments.

⚡ Taken under urgency

Parliament advanced this bill under urgency (committee of whole house, first reading, second reading, third reading) — moving it through faster than usual, with less time than normal for public submissions.

MPs’ arguments for and against the bill

Why support it
  • Supporters argued that the same accommodation costs can currently be subsidised more than once by the Government, and the bill removes this double-subsidisation.
  • Supporters said board and rent payments are currently treated inconsistently, advantaging those who receive board over those who receive rent, and the bill aligns their treatment.
  • Supporters argued the changes help keep the welfare system sustainable so housing support continues to reach those who genuinely need it.
Why oppose it
  • Opponents argued the bill would leave many head tenants worse off, citing officials' advice that a person with one boarder could be around $92 worse off and may need hardship or temporary accommodation grants.
  • Opponents said the changes penalise people who take in boarders to manage high rents, and disproportionately affect women, disabled people, Māori and Pasifika who rely on shared or multi-generational living.
  • Opponents argued the savings were overestimated and the bill was advanced without adequate consultation, and that alternatives such as more public housing, rent controls or wealth taxes should be pursued instead.

These are claims MPs made in Parliament’s debate — not verified facts.

Full bill summary & link to official bill page

This bill changes how income from boarders is counted when the government works out a person's housing assistance. It amends the rules for the Accommodation Supplement (a subsidy that helps with rent, board or mortgage costs) and the income-related rent subsidy (which caps the rent that social-housing tenants pay based on their income), along with related payments such as Temporary Additional Support and the student Accommodation Benefit. Under the previous rules, payments received from boarders were generally not counted as income (unless boarding was the person's main income), while payments from renting out part of a property were counted — an inconsistency that could see the state effectively subsidise the same accommodation costs more than once. The bill makes boarder payments be treated the same way as rental payments when assessing eligibility for, and the amount of, housing assistance, closing that gap.

The bill is a Government measure developed by the Ministry of Social Development as part of wider welfare and fiscal-sustainability work. Its supporters argue it fixes an unfair and confusing anomaly — a "double dip" in which a person could receive housing assistance while also collecting boarder income covering the same accommodation — making the treatment of boarder and rental income consistent and ensuring public money is well targeted. Critics point out that counting boarder income will reduce housing assistance for some low-income people and families who take in boarders to make ends meet, potentially leaving them worse off at a time of high housing costs, and that the requirement to declare boarders adds administrative burden. The core trade-off is between consistency and savings on one hand and support for struggling households on the other.

See the Parliament.nz ↗ site for the full bill.

Oppose (No) Support (Yes)

Social Assistance Legislation (Accommodation Supplement and Income-related Rent) Amendment Bill · Second Reading, 22 May 2025
Parliament voted 68–49 — it passed.